30 April 2017

At Present

The contractors are about to start, so here is the current state of our house in pictures:

Ground Floor


Green Room


Blue Room

25 April 2017

Pest Control (Again): Timberpro, Inc.

Timberpro, Inc. gave the lowest quotation, but our main reason for choosing them was because of their guarantee. It's part of the contract that they will repair any damage (caused by termites) incurred after they've treated the house. Here are the details:

The service we offer aims to protect your investment in structural real estate (house or other buildings) from destructive subterranean termites and wood borers.

A. Termiticide Application on Soil - the process of drenching the soil with Fipronil termiticide formulation to create protection against subterranean termites within the immediate area of the structure. This termiticides manage termite colonies and eventually kills the whole population. To this end, this diluted Fipronil termiticide formulations are applied using our 5Hp gasoline-driven power sprayer, which can generate pressures as much as 965.3 Kpa to attain the maximum effective results.

A1. Mound Demolition - If mound exists.

A2. Cordoning Method - the process of injecting diluted termiticide formulations into the ground as close as possible to the structure, with our Soil Slab Injector.

A.2.1 Soil Slab Injection Method - a part of Cordoning Method for existing structures whose immediate surroundings are covered by concrete slabs. Holes ranging from 12.7 mm. to 25.4 mm. in diameter are bored, as close as possible to the structure, and deep enough to penetrate the slab. The liquid termiticides are injected through these perforations using our Soil Slab Injector. Treatment of existing perforated pipes/reticulation system is not included in the scope of work, because we cannot guarantee termiticide distribution through this system. If you wish to have your perforated pipes/reticulation system injected with termiticide, that will be charged separately and charges will be based on the reticulation system design. Service warranty will only be given if standard scope of work is done (Cordoning method) regardless of additional treatment of reticulation system.

B. Spot Treatment – surface application to limited areas where termites are present for immediate colony management.


A. Free Repair / Restoration of Termite Damage

II.A.1. A written warranty certificate with a validity period of (24) months will be issued starting on the date after the initial treatment has been completed. During this period, if there are any signs of termite infestation we shall carry out re- treatment as necessary and free of charge. Additionally and most important, termite damaged portions of structural materials will be repaired by patching or retouching as necessary; or if more than 40% destroyed, it will be completely replaced, labor and materials will be free of charge, after assessment of all damaged part by our Claims Department.

II.A.2. Free repair or restoration will only be done upon approval of Claims Department after presentation of certificate of warranty with official Timberpro Inc. seal and signature of the CEO/President with the receipt number signifying full payment and others that maybe required.

II.A.3. Repair will only be done when Timberpro, Inc. authorized inspectors declares the structure to be free of live termite infestation, to make sure damage on new material will not occur.

II.A.4. Claims for termite damage should be accomplished within the warranty, with a 1 month grace period.

II.A.5. Claims for restoration of termite damaged shall not be entertained if client has unsettled balances.

B. Free Inspection
Our Pest Management Professionals will conduct regular check-ups every four months on treated premises throughout the warranty period. Any structure found to have live termite activity will be inspected every 30 days or as necessary until termite colonies has been managed. Thereafter the case will be reclassified as 'regular' and will again be inspected every four months. However, if our inspection was refused without any rational reasons for 3 consecutive months, repair or replacement of termite damage that would occur during the warranty period will be forfeited automatically.

II.B.1. The restoration warranty benefit shall not be applied to areas where treatments and inspections were constrained by the client.

II.B.2. After we have completed the initial treatment and to keep our valued customers well informed, we submit a color-coded computer aided design (CAD) drawing that shows the discovered termite and woodborer damages at the time of treatment, and the corresponding recommendations on parts that needs to be repaired or replaced for the owner’s account, as well as areas on which termiticides have been applied for termite management. All portions heavily infested and found to be damaged by termites will be recommended for your repair immediately after Timberpro, Inc. finds no visible evidence of live termite during inspection. All portions reported for replacement but was not replaced as reflected on our accomplishment report is not applicable on Section II - A. However, if it is repaired by owner and termite damage occurred within our warranty period it will be repaired by Timberpro.

II.B.3. For structures undergoing major renovations warranty will start right after our initial treatment, all subsequent treatments needed in the structure will be done during the warranty period.

C. Free Treatment
Any time during the warranty period, the client should advise Timberpro of any changes on landscaped areas so that termiticide re-application will be done to maintain an effective cordon of termiticide around the structure. Such application would be free of charge during the warranty period. However, if treatment to additional soil is not done due to client's failure to inform Timberpro, this may cause forfeiture of the replacement warranty benefit.

II.C.1. Please advice Timberpro Inc. in cases where there are major renovations, such as new structures made that will affect the measurement of the original treated structure/area within the warranty period. Also, there will be a survey/estimate that will be conducted on additional areas and will be charged accordingly, this will maintain proper management and prevention of termite colony attack on the structure. New furniture added inside the structure needs to be inspected to make sure there is no structural pest such as termites or woodborers.

II.C.2. In cases where an existing structure will be demolished, benefits and warranty will be forfeited automatically. An Assessment/survey will be conducted base on the new floor plan for a new proposal/contract.


For the above-specified scope of work to be carried out on the areas as per attached Survey Plan:

TOTAL AREA: 78.40 sq. mts.

TOTAL COST: Php 19,650

20 April 2017

Window Shopping: Pest Control (Again)

One of the door jambs was eaten by termites. When we first hired Mapecon to do pest control, we thought we could just have the place treated once a year. But when they returned the following year, Mapecon informed us that one of the wooden door jambs was already hollow. We then signed up for quarterly maintenance as we didn't want any further damage to our house.

We're not sure who is to blame - was it us for not having done the regular maintenance schedule sooner or Mapecon for not getting it right the first time? To be fair, they did not guarantee complete eradication of termites which is why they were pushing for the quarterly maintenance schedule. Though some people I know only had pest control done once and that was it.

Either way, we've decided to try a different supplier. The following pest control companies require a two year contract and their rate for one year is similar to that of Mapecon, but they will only treat for termites. Mapecon did termites AND common household pests (e.g. ants, cockroaches, etc.) for roughly the same yearly fee.

Entom Pest Control
Rate: Php 22,100

Pest Away Corporation
Rate: Php 28,000

Timberpro, Inc.
Rate: Php 19,650

15 April 2017


Our three year rate term ended last March so now, our interest rate has increased from 7% to 7.5%. We asked if we could retain the old rate, but that request was denied. We could opt to go for a lower rate of 6.5% (yearly), but we would need to pay a Php 5000 repricing fee and even then, it's not guaranteed.

After asking around, someone informed us that Banco de Oro (BDO) was having a promotion, so I went over to inquire and they gave the following rates:

4.88% - 1 year term
5.50% - 3 year term
5.88% - 5 year term

I've often read that one way to save money is to refinance your mortgage, but we never really considered it before. Now I'm thinking that we should have done this ages ago! Well, here's hoping our loan application gets approved.

10 April 2017

Fence, Gate & Carport: Reach Out & Build Inc.

AQM, a company that started out by making furniture, is the trusted contractor of my friend Grace. While Reach Out & Build (RO&B) was referred to us by Erick Yambao, a landscape architect who was featured in Real Living. Both contractors also do custom made furniture.

The difference between the quotations they submitted was just Php 1180.42 so we could have gone either way. What clinched it for us was aside from RO&B's furniture rates being lower, they were the only ones who offered to inspect our house to give us a more affordable option.

Now we have a new contractor and a different carport design. Initially, we wanted the garage to look like the rest of the house, until Erick commented that it would be too dark. He suggested that we build a pergola instead so it would also seem like an extension of the garden which I thought was a wonderful idea.

Note: The total price for the design above is Php 389,850, but we're having the roof extended a bit for an additional Php 5000.

05 April 2017

Window Shopping: Fence, Gate & Carport

Due to how much it's going to cost us to move in, Earl was questioning whether it was necessary to build the fence and carport now. I pointed out that it will be much more difficult to have a construction crew over once we've settled in - the dust, noise, inconvenience, etc. I also told him to picture himself on his way to work during the monsoon season. Enough said.


• CHB Perimeter Fence - Cement Plaster Finish with Paint
- 13.00mts x 6’ ht per side x 3 sides (right side, left side & back fence)
- 6” concrete hollow blocks
- 10mm re-enforcement bars for post, tie-beams & dowels
- Smooth plain cement plaster finish on both sides
- 2 coats of latex paint finish (per owner’s color choice)

• Steel Fence - Picket Fence Design - Paint Finish
- Picket fence design
- 13.00mts x 6’ ht (front steel fence)
- Carport gate – 5.00mts x 6’ ht
- Pedestrian gate – 1.00mt x 6’ ht
- One layer of concrete hollow blocks before steel fence – paint finish
- Includes electrical provisions for post lamps
- Primer and 2 coats enamel paint finish (per owner’s color choice)

• Carport Roof
- No specifications except that it should match the rest of the house


AQM Interior Services

Telephone Number: 0920 948 0177
Email: proj.aqm@gmail.com

General Requirements - Php 99,000
CHB Perimeter Fence - Php 284,968.75
Carport Roof - Php 258,921.67
Steel Gate & Fence - Php 34,800
Total: Php 677,690.42

Gilladoga Construction Inc.

Telephone Number: 556 8991
Email: gilladoga@gmail.com

General Requirements - Php 97,579.73
CHB Perimeter Fence - Php 550,373.17
Carport Roof - Php 176,059.63
Steel Gate & Fence - Php 81,269.18
Total: Php 905,281.71

Reach Out and Build Inc.

Telephone Number: 372 4659
Email: sales@reachoutbuild.com

General Requirements - Php 95,800
CHB Perimeter Fence - Php 299,726
Carport Roof - Php 202,584
Steel Gate & Fence - Php 78,400
Total: Php 676,510

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