We will soon be moving as we need a bigger apartment. There will be a new addition to our family this coming March which is perfect since our lease ends in February.
What is stressing me out is that I have to get everything settled before our temporary move back to Manila at the end of January. As mentioned in my other blog, we've decided to give birth in the Philippines as normal delivery in Singapore will cost us between SGD 4000 to SGD 10,000 while caesarean is minimum SGD 14,000.
Here's hoping I'll have enough energy to deal with movers, cleaners, and delivery guys. On the bright side, I am so looking forward to decorating the nursery!
10 September 2014
24 June 2014
16 May 2014
Hooray!!!
Got this in my inbox on May 7th:
Dear Valued Client,
Good Day!
We wish to inform you that the Bank has implemented your request for change in repricing cycle from 9.75% 5 year fixed to 7.00% 3-year fixed starting April 16 2014 up to June 16 2016.
Though why they gave that start date when we only applied on April 29th is a mystery to me. Shouldn't it begin on May 16th? In any case, here's to lower mortgages!
So we will now get to save Php 3912.44 per month starting today with the new rate. But, it gets even lower since we've decided to make an advance payment on our loan. Here's a breakdown of the changes:
Php 24,321 - original amount
Php 20,408.56 - due to rate change
Php 17,381.87 - due to advance payment
That's a total savings of Php 6,939.13 per month starting in June! We've decided to save the difference either for furniture when we eventually move-in or a new house. I'm still hoping someone out there will build my dream home and sell it to us at a reasonable price. Hahaha!
Dear Valued Client,
Good Day!
We wish to inform you that the Bank has implemented your request for change in repricing cycle from 9.75% 5 year fixed to 7.00% 3-year fixed starting April 16 2014 up to June 16 2016.
Though why they gave that start date when we only applied on April 29th is a mystery to me. Shouldn't it begin on May 16th? In any case, here's to lower mortgages!
So we will now get to save Php 3912.44 per month starting today with the new rate. But, it gets even lower since we've decided to make an advance payment on our loan. Here's a breakdown of the changes:
Php 24,321 - original amount
Php 20,408.56 - due to rate change
Php 17,381.87 - due to advance payment
That's a total savings of Php 6,939.13 per month starting in June! We've decided to save the difference either for furniture when we eventually move-in or a new house. I'm still hoping someone out there will build my dream home and sell it to us at a reasonable price. Hahaha!
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